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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$72,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
6 years
|
6 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$1,000
|
$3,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Simple Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$72,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$1,000
|
|
5% Simple Inflation
|
Not Included
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$4.80
$4.80
$4.80
$4.80
$4.80
$4.80
$4.80
$4.80
$4.80
$4.80
$4.80
$4.80
$4.80
$5.00
$5.20
$5.40
$5.60
$5.80
$6.00
$6.30
$6.60
$6.90
$7.20
$8.00
$8.30
$8.70
$9.20
$9.60
$10.10
$10.60
$11.40
$12.20
$13.10
$14.90
$15.90
$16.70
$17.60
$18.60
$19.70
$20.80
$22.20
$23.90
$25.70
$29.60
$32.20
$34.70
$37.30
$43.70
$46.70
$51.80
$56.10
$60.50
$65.60
$71.90
$79.50
$87.70
$96.70
$110.00
$122.60
$137.50
$151.40
$166.90
$182.90
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Simple Inflation
|
Not Included
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$14.40
$14.40
$14.40
$14.40
$14.40
$14.40
$14.40
$14.40
$14.40
$14.40
$14.40
$14.40
$14.40
$15.00
$15.60
$16.20
$16.80
$17.40
$18.00
$18.90
$19.80
$20.70
$21.60
$24.00
$24.90
$26.10
$27.60
$28.80
$30.30
$31.80
$34.20
$36.60
$39.30
$44.70
$47.70
$50.10
$52.80
$55.80
$59.10
$62.40
$66.60
$71.70
$77.10
$88.80
$96.60
$104.10
$111.90
$131.10
$140.10
$155.40
$168.30
$181.50
$196.80
$215.70
$238.50
$263.10
$290.10
$330.00
$367.80
$412.50
$454.20
$500.70
$548.70
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Simple Inflation
|
Not Included
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$28.80
$28.80
$28.80
$28.80
$28.80
$28.80
$28.80
$28.80
$28.80
$28.80
$28.80
$28.80
$28.80
$30.00
$31.20
$32.40
$33.60
$34.80
$36.00
$37.80
$39.60
$41.40
$43.20
$48.00
$49.80
$52.20
$55.20
$57.60
$60.60
$63.60
$68.40
$73.20
$78.60
$89.40
$95.40
$100.20
$105.60
$111.60
$118.20
$124.80
$133.20
$143.40
$154.20
$177.60
$193.20
$208.20
$223.80
$262.20
$280.20
$310.80
$336.60
$363.00
$393.60
$431.40
$477.00
$526.20
$580.20
$660.00
$735.60
$825.00
$908.40
$1,001.40
$1,097.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov